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Title
Text copied to clipboard!Credit Manager for Business Clients
Description
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We are looking for an experienced and strategically minded Credit Manager for Business Clients to lead and develop our credit function focused on corporate customers. As Credit Manager, you will play a central role in ensuring a healthy credit portfolio while supporting business growth through responsible lending. You will be responsible for assessing and approving credit applications, developing credit policies, and ensuring compliance with internal and external regulations.
You will work closely with sales and risk teams to ensure that credit decisions are well-informed and balance business opportunities with risk management. The role requires strong analytical skills, leadership experience, and a deep understanding of business clients' needs and financial structures.
As Credit Manager, you will also be responsible for developing and implementing credit risk management strategies, monitoring portfolio performance, and reporting to senior management. You will lead a team of credit officers and ensure ongoing competence development and efficiency in credit processes.
We are looking for someone with strong communication skills who can collaborate across the organization and represent the credit function in strategic decision-making forums. Experience from the financial sector and specifically with business clients is a prerequisite.
If you are passionate about working with credit and want to make a difference in a dynamic and growth-oriented organization, this is the job for you.
Responsibilities
Text copied to clipboard!- Lead and develop the credit function for business clients
- Assess and approve credit applications
- Develop and implement credit policies
- Ensure compliance with laws and internal guidelines
- Collaborate with sales and risk teams
- Monitor credit portfolio performance
- Prepare reports for senior management
- Lead and motivate the credit team
- Identify and manage credit risks
- Contribute to strategic business decisions
Requirements
Text copied to clipboard!- Experience as a credit manager or similar role
- Strong understanding of business clients' financial needs
- Experience with credit assessment and risk management
- Good leadership and collaboration skills
- Analytical thinking and decision-making ability
- Knowledge of relevant laws and regulations
- Experience in the financial sector
- Ability to work in a structured and goal-oriented manner
- Strong communication skills
- Relevant education in economics or finance
Potential interview questions
Text copied to clipboard!- What experience do you have with credit assessment for business clients?
- How do you balance business growth with risk management?
- Do you have experience leading a credit team?
- How do you handle complex credit decisions?
- What tools do you use for credit risk assessment?
- How do you stay updated on laws and regulations?
- Can you give an example of a successful credit strategy you implemented?
- How do you collaborate with the sales department?
- How do you ensure quality and efficiency in credit processes?
- What results have you achieved in previous roles?
